什么是组合贷款？
提问者 : 麻烦鬼
时间 : 2019-01-24 14:22:56
所属分类 : 买房-收房验房
回答详情共有1个回答
花生
组合贷款=商业贷款+公积金贷款。确切的说组合贷款是指公积金贷款和商业贷款同时使用，符合个人住房商业性贷款条件的借款人又同时缴存住房公积金的，在办理个人住房商业贷款的同时还可以申请个人住房公积金贷款，及借款人以所购本市城镇自住住房或其他银行认可的担保方式、作为抵押可同时向银行申请个人住房公积金贷款和个人住房商业性贷款。一般是在个人贷款超过当地规定的公积金贷款的高上限才使用的。
2019-01-24 14:23:17
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